Review: Via Rail Prestige Class “The Canadian” Winnipeg to Toronto

Review: Via Rail Prestige Class

Via Rail is Canada’s nationwide passenger rail service, linking over 400 places coast-to-coast since 1977. Today, the rail service presents a singular alternative to journey and see Canada’s pure grandeur.

For our journey from Winnipeg to Toronto, we launched into a prolonged 40-hour practice trip in Prestige Class, which is Via Rail’s First Class providing. These luxurious cabins debuted in 2014, giving passengers a superior railway expertise with ultra-personalized service on their most well-known practice, “The Canadian”.

Following my current journey on the Rocky Mountaineer, as nicely an epic practice journey years in the past on the Trans-Siberian Railway, I used to be excited to proceed using the rails with this prolonged journey on Via Rail Prestige Class.

Via Rail Prestige Class – Routes

Via Rail has over 400 stations throughout Canada, with prospects for each shorter jaunts and prolonged journeys.

There are three predominant routes connecting Toronto to Vancouver (“The Canadian”), Quebec to Windsor, and Montreal to Halifax (“The Ocean”), in addition to “Scenic Adventure Routes” in choose distant areas, reminiscent of Churchill and Northern British Columbia.

“The Canadian” completely hyperlinks Toronto to Vancouver, with connections in Winnipeg, Edmonton, and Jasper, in addition to various smaller cities and cities in between.

The full route begins at both Toronto’s Union Station or Vancouver’s Pacific Station. Along this route, the railway snakes its approach over the Rockies and throughout the nearly limitless prairies.

It takes 4 nights to finish the whole transcontinental journey, making it Canada’s longest practice journey.

For our eastbound journey from Winnipeg to Toronto, key stops alongside the best way included Sioux Lookout, Hornepayne, Sudbury, and Parry Sound.

Via Rail Prestige Class – Classes of Service

There are 4 courses onboard Via Rail: Economy, Business, Sleeper Plus, and Prestige.

Only financial system is constant throughout every route, and the opposite courses of service differ relying on the vacation spot and route.

  • Ontario and Quebec: Business class and financial system class
  • Western Canada: Economy class, Sleeper Plus class, Prestige Class
  • Atlantic Canada: Sleeper Plus class and financial system class
  • The Adventure Routes: Sleeper Plus class, financial system class, and Touring class

Economy class solely presents upright chairs with a semi-recline function, which you’ll want to bear in mind for any long-distance journey. For instance, a four-day journey from Toronto to Vancouver could also be relatively disagreeable for those who’re unable to lie all the way down to sleep.

Snacks and drinks are supplied for an additional charge, however no meal service is offered.

Via Rail – Economy seats
Via Rail – Economy seats

Sleeper Plus class has quite a few options for lodging, in addition to complimentary meals and drinks. Depending on the journey, personal cabins for one or two individuals or semi-private rooms in higher and decrease berths may be reserved.

Via Rail – Sleeper Plus seats

Passengers in every carriage have entry to communal restroom amenities.

Lastly, Prestige Class is the practice’s elevated luxurious providing, completely accessible for journeys between Toronto and Vancouver. These cabins supply all of the perks of different courses, in addition to unrivalled consolation with a non-public suite, gourmand meals, a full ensuite toilet, and even a private concierge.

Via Rail Prestige Class – Booking

You can e-book Via Rail tickets instantly by the web reserving engine on their web site, or by a journey company. Pricing varies relying on route and time of yr.

Note that journey businesses typically purchase up Prestige Class stock in the course of the peak summer time interval, so chances are you’ll have to undergo a journey company for those who’re unable to e-book instantly.

Book Via Rail with Prince of Travel

Booking Via Rail Prestige Class with Prince of Travel to entry extra stock in comparison with what’s accessible instantly on the Via Rail web site.

Click right here to e-book Via Rail (enter “Via Rail” within the Destination discipline of the shape).

For Prestige Class, I paid round $2,900 (CAD) per individual for the Winnipeg–Toronto route. If you’re concerned about travelling the total route from Vancouver to Toronto on Prestige Class, fares start at round $5,000 (CAD), and may attain as much as $6,000 (CAD) in the course of the summer time months.

The similar route in financial system class begins at $240 (CAD), and jumps to $1,000–$2,000 (CAD) for Sleeper Plus. The Vancouver–Edmonton route usually is the most affordable method to expertise Prestige Class, and can be probably the most scenic route, beginning at round $2,000 (CAD).

Via Rail Prestige Class – Departure

Our journey started at Winnipeg’s Union Train Station, a shocking constructing with an exquisite white and turquoise-domed rotunda, classical detailed arches, and flanking columns.

Via Rail Prestige Class – Winnipeg practice station
Via Rail Prestige Class – Winnipeg practice station
Via Rail Prestige Class – Winnipeg practice station departure lounge

It was approaching midnight as we exited the departure lounge and climbed aboard The Canadian for our two-day practice trip onboard Via Rail’s Prestige Class.

Via Rail Prestige Class – Train exterior

It’s vital to notice that Via Rail passenger trains share the rail with freight trains, which take priority. Therefore, be ready for frequent delays, and it’s finest to be versatile along with your departure and arrival preparations, as you may be delayed at both finish.

Via Rail Prestige Class – Cabin

The Prestige Class suites are designed to comfortably accommodate two passengers in type, and it was certainly a wide ranging sight as we stepped contained in the cabin for the primary time.

Via Rail Prestige Class – Hallway
Via Rail Prestige Class – Suite entrance

The cabin was instantly cozy and alluring, attributable to its wood partitions, charming plant décor, and the Murphy mattress that had already been proactively ready for our arrival.

Via Rail Prestige Class – Bed
Via Rail Prestige Class – Bed

Once transformed into the daytime house, the mattress folds up, disappearing seamlessly into the wall. When it’s tucked away, a brown leather-based sectional that appears out by the window takes its place, which boasts uninterrupted views of Canadian wilderness.

Via Rail Prestige Class – Couch

There’s a shelf simply above the seat that gives some space for storing, after which a cupboard that’s used to retailer the bedding in the course of the day.

Via Rail Prestige Class – Storage house

The cooler cupboard was one of many suite’s finest options, and though it isn’t a fridge, it undoubtedly retains issues chilly. We requested that the workers inventory the house with refreshments so we might take pleasure in them all through the day.

Via Rail Prestige Class – Cooler cupboard

There’s a TV simply above the cooler, and to its proper is a small compartment for hanging your clothes. There’s a collection of films pre-loaded into the leisure system so that you can take pleasure in in the course of the practice trip.

Via Rail Prestige Class – TV

The espresso desk in the midst of the cabin doubles as a help for the mattress when folded down. The controls for lighting, heating, and calling the attendant are situated near the doorway.

The personal ensuite toilet is really outstanding. The rest room and sink are positioned collectively, whereas there’s some space for storing with charging ports and a hair dryer above the sink, in addition to a basket of varied bathe facilities additional above.

Via Rail Prestige Class – Ensuite toilet
Via Rail Prestige Class – Ensuite toilet facilities
Via Rail Prestige Class – Ensuite toilet space for storing & hair dryer

When it involves the bathe, a two-piece door opens up so that you can enter, and openings within the ground enable the water to stream out. 

Via Rail Prestige Class – Shower entrance

While the temperature was tough to regulate and rapidly grew to become both too scorching or too chilly, the water strain was surprisingly glorious. And in fact, I might hardly consider that it’s doable to bathe on a practice within the first place, so I naturally took nice pleasure in making full use of the bathe on each nights.

Via Rail Prestige Class – Shower

We went to mattress comparatively quickly after boarding, however not earlier than I used to be completed marvelling at my environment resulting from pleasure. We handed by Manitoba in the course of the night time, and fell asleep to a charming thunderstorm lighting up the skies.

By the time we awoke, we had already arrived in Ontario, and it was time to discover the remainder of the practice.

Via Rail Prestige Class – Dining Car & Park Car

There are three predominant areas on Prestige Class the place passengers can spend their time: the suite, the eating automotive, and the Park automotive.

Breakfast, lunch, and dinner are served within the eating automotive, which can be shared with passengers within the Sleeper Plus cabin.

Via Rail Prestige Class – Dining automotive

The automotive is usually organized with four-person seating, so that you’ll ceaselessly be sitting with different travellers on the journey. You’re inspired to socialize throughout meals, and we actually did our justifiable share of chatting and attending to know our fellow passengers on this journey.

Via Rail Prestige Class – Dining automotive seating
Via Rail Prestige Class – Dining automotive seating

The Park automotive is the final automotive, which was two vehicles down from our room in Prestige Class. This is actually the hub of every day life on the practice, the place you’ll discover comfy leather-based couches on each side and a bar with limitless drinks accessible, together with alcohol.

Via Rail Prestige Class – Park automotive seating
Via Rail Prestige Class – Park automotive bar
Via Rail Prestige Class – Park automotive bar seating

Heading up the steps is the place you’ll discover the viewing deck, with a full glass ceiling affording limitless panoramic views.

Via Rail Prestige Class – Park automotive viewing deck
Via Rail Prestige Class – Park automotive viewing deck seating

VIA Rail Prestige Class – Day 1

We headed all the way down to the eating automotive for our first breakfast of the journey. I kicked issues off with fried eggs, crispy bacon, and shredded-potato hash browns, and my accomplice Jessy ordered the vegan scramble.

Via Rail Prestige Class – Fried eggs, crispy bacon, and hash browns
Via Rail Prestige Class – Vegan scramble

After a leisurely morning having fun with the views within the Park automotive, we headed again to the eating automotive for some lunch. I opted for tomato soup, adopted by a juicy and tender signature burger, whereas Jessy had the quinoa salad.

Via Rail Prestige Class – Tomato soup
Via Rail Prestige Class – Burger
Via Rail Prestige Class – Quinoa salad

The spotlight of our lunch was the chocolate cake and ice cream served for dessert.

Via Rail Prestige Class – Chocolate cake and ice cream dessert

We then headed again to our suite, the place we snacked all through the afternoon on a charcuterie board alongside just a few glasses of wine and a few cocktails. We took the time to easily loosen up, benefit from the views, and sneak in a nap or two.

Via Rail Prestige Class – Charcuterie board & wine
Via Rail Prestige Class – Cocktails
Via Rail Prestige Class – Relaxing on board

As we approached 5pm on Day 1 of our journey, we had a fast 30-minute cease within the Township of Hornepayne, Ontario. This was the one likelihood we needed to stretch our legs, as the opposite stops passed off in the course of the night time or early within the morning.

I couldn’t assist however marvel at simply how giant Ontario is, as we primarily spent a whole day and a half crossing only one province, with loads of distance to go. As we boarded again onto the practice, we continued the journey southward to Toronto.

Via Rail Prestige Class – Hornepayne rail station
Via Rail Prestige Class – Train exterior

It was now supper time service, which started with shared appetizers of bacon wrapped dates and French onion soup, adopted by our predominant meals. I opted for the pork loin, and Jessy had the rooster cutlets.

Via Rail Prestige Class – Appetizer
Via Rail Prestige Class – French onion soup

The pork loin was tender and delectable, and amongst my favourites of the meals thus far.

Via Rail Prestige Class – Pork loin
Via Rail Prestige Class – Chicken cutlet

I used to be feeling fairly full at that time; nevertheless, I managed to search out sufficient room to wrap up my dinner with one other scrumptious dessert, a gentle and spongy slice of cheesecake, adorned with the phrase “Via” in strawberry sauce.

Via Rail Prestige Class – Cheesecake

After a fulsome meal, we headed again to our suite for the rest of the night, the place our Murphy mattress had already been ready for us. I absolutely relished the expertise of taking one other bathe, after which we kicked up our legs as nighttime fell.

Via Rail Prestige Class – Day 2

Waking up on Day 2 at round 9am, we solely had round 4 hours left within the journey till we reached Toronto. We headed to the Park automotive for some Nespresso, juice, and packaged pastries, as brunch is served simply previous to the 1pm arrival in Toronto.

The Nespresso was far superior to the drip espresso provided within the eating automotive, and the workers have been very courteous and keen to help us with no matter we would have liked, every time we would have liked it. This included our time on the bar, sitting within the Park automotive, or bringing something to our room.

Just earlier than lunch, we took a stroll by the remainder of the practice vehicles simply to discover the whole practice. In the Skyline automotive, which is a communal space for passengers in all cabins, there have been tables arrange for board video games or chess.

Via Rail Prestige Class – Games space in Skyline automotive
Via Rail Prestige Class – Board video games in Skyline automotive

The Skyline vehicles seemed completely different all through the practice, and had a way more old-school inside design than the Park automotive.

Via Rail Prestige Class – Skyline automotive lounge
Via Rail Prestige Class – Skyline automotive viewing deck

For brunch service, I ordered the waffle alongside fried eggs, ham, and hash browns. It was a gentle and candy conclusion to our meals onboard Via Rail Prestige Class, and Jessy famous that her southern scramble wasn’t too unhealthy, both.

Via Rail Prestige Class – Waffles, fried eggs, ham, and hash browns
Via Rail Prestige Class – Southern scramble

Overall, we discovered the meals onboard to be enough, however not distinctive, particularly contemplating the excessive worth of Prestige Class. As some extent of comparability, it was subpar to what we had on the Rocky Mountaineer, which was far more consistent with what you’d count on on a luxurious practice.

As we pulled into Toronto, I mirrored on how rapidly the time handed on the practice. Throughout the journey, I discovered myself readily falling asleep and napping on a number of events, and it was good to journey in such a soothing method.

Via Rail Prestige Class – Arrival in Toronto


Travelling by practice is a a lot slower, intentional method to journey. You nonetheless wind up at your vacation spot, however with out the hustle and bustle that’s usually concerned with flying or driving.

I’d liken Via Rail Prestige Class to taking a cruise on land, the place conductor does the entire arduous work, and your job is solely to eat, sleep, and loosen up amidst the free-flowing meals and drinks.

Via Rail Prestige Class is best suited to a specific sort of older and wiser traveller, who needs to traverse huge distances at a leisurely tempo in very comfy environment. It’s undoubtedly not the quickest or the most affordable method to journey, which is what most individuals want.

Since I’ve now checked off each of Canada’s most luxurious practice journeys from my bucket checklist, I’m able to see what else is on the market on this planet of luxurious practice journey.

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EarningMiles & Points

Marriott Amex Offer: Spend $500, Get $100 at Canadian Hotels

Marriott Amex Offer: Spend $500, Get $100 at Canadian Hotels

We’re seeing a brand new Amex Offer for Marriott accommodations nationwide that permits you to earn a $100 assertion credit score upon spending $500 on Marriott lodge stays inside Canada till December 31, 2022.

Marriott Hotels in Canada: Spend $500, Get $100

The new Marriott Amex Offer requires guide registration earlier than they may apply in your card.

You’ll get a $100 assertion credit score upon making a $500 buy at a Marriott property in Canada.

If you had been to make a purchase order of precisely $500, you’d successfully unlock a 20% low cost in your buy through the $100 assertion credit score.

This provide has a registration cap of 40,000 cardholders, so remember to log in to your Amex on-line dashboard to register now so that you don’t miss out. 

The provide has proven up on a variety of American Express merchandise, just like the Platinum Card and Aeroplan Reserve Card. Somewhat frustratingly, it’s not essentially going to point out up in your Marriott Bonvoy Card or Marriott Bonvoy Business Card (which might in any other case present the very best incomes fee on Marriott purchases).

Because the credit score is utilized on the Amex facet, the low cost will kick in based mostly on the ultimate quantity charged by the Marriott lodge. That means you may mix it with different location-specific offers or money-saving techniques – so long as the invoice is at the least $500, you’ll get the $100 credit score.

The Amex Offer is legitimate till December 31, 2022. As common, this refers back to the transaction date of your lodge keep, so any lodge keep that ends by that date (excluding pay as you go stays) ought to work. 

The Fine Print

The most related a part of the phrases and situations is as follows:

Offer legitimate solely at taking part Marriott Bonvoy™ properties in Canada. Reservations should be made on-line at, through the Marriott Bonvoy™ App or by calling 1-888-236-2427. Click right here for a listing of taking part properties. Offer solely legitimate on room fee and room expenses. Online present card purchases are excluded. All different purchases are excluded. Offer not legitimate for lodging stays which can be paid for earlier than registration of your eligible Card within the provide or after 31/12/2022. Excludes EDITION®, The Luxury Collection®, Bulgari®, Marriott Vacation Club®, Design Hotels™, Gaylord Hotels®, Protea Hotels®, AC Hotels by Marriott®, Moxy® Hotels, Homes & Villas by Marriott International™, Marriott Executive Apartments®, and Vistana™. 

As you may see, there’s fairly quite a few excluded manufacturers, though their collective footprint in Canada is sort of restricted. But it’s one thing to be aware of in case you had been contemplating staying at, say, the AC Hotel Montreal Downtown.

While the phrases say that the provide applies to the “room rate and room charges only”, traditionally these Marriott gives have additionally labored with general-purpose Marriott present playing cards bought from a lodge’s entrance desk, because the purchases should not differentiated from common lodge room and incidental expenses.

Therefore, even when you don’t plan on staying at sufficient Marriott accommodations in Canada this summer time and fall to maximise your assertion credit, you may nonetheless present as much as a neighborhood Marriott property that sells present playing cards and unlock an efficient low cost on future Marriott stays.

For these of you who play the sport in two-player mode or extra, observe that the majority Marriott accommodations require that you just pay with a bank card that’s in your personal identify. 

I had run afoul of this on the JW Marriott Parq Vancouver some time again, after I tried to separate $1,000+ in present card purchases throughout a number of people’ playing cards; the lodge had even swiped one of many playing cards that wasn’t in my identify earlier than asking that the acquisition be refunded (though the assertion credit score nonetheless remained on the account). 

Enhancing Your Stay with Marriott STARS and Luminous

If you don’t have Marriott Bonvoy elite standing, and even when you do however you want to additional elevate your keep, reserving with Prince of Travel by way of Marriott STARS or Luminous would entitle you to further advantages for no further value.

Luxury accommodations just like the St. Regis Toronto, The Ritz-Carlton Toronto, and The Ritz-Carlton Montreal may be booked through Marriott STARS. Meanwhile, a wider vary of properties, together with The DOUGLAS Vancouver and the W Montreal, may be booked through Marriott Luminous.

The Marriott STARS or Luminous charges are the identical as the perfect out there versatile fee, which may be greater than pay as you go charges, member charges, company charges, and so forth. that you could be even have entry to.

In this case, you’ll need to weigh up the financial savings on these charges and the way a lot you worth the advantages of reserving by way of STARS or Luminous. Either method, you may make the most of the present Amex Offer to get $100 off your keep(s) of $500+. 

Scotia Gold Amex Cardholders Can Register Too

As we’ve seen on earlier Amex Offers, the “Spend $500, Get $100” Marriott provide can also be out there for Scotiabank American Express cardholders to register via this link. 

This possibility is on the market to major and supplementary cardholders of the Scotiabank American Express Card, Scotiabank Gold American Express Card, and Scotiabank Platinum American Express Card.

This offers you yet one more choice to multiply your financial savings below this promotion, particularly as Scotiabank-issued Amex playing cards may be manually registered individually for the provide, whereas Amex-issued Amex playing cards can’t. 


American Express is now rolling out a brand new set of $100 assertion credit on Marriott lodge stays of $500+ in Canada.

All present cardholders ought to see at the least certainly one of these gives on their accounts, so long as you’ve held your card for a couple of weeks and have began seeing Amex Offers roll in. 

Don’t neglect to register in your Amex Offers dashboard earlier than the utmost variety of registrations is hit, after which begin planning your Marriott lodge stays (or present card purchases) earlier than December 31, 2022.

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EarningMiles & Points

Shangri-La Amex Offer: Get 20% Off Canadian Hotels

Shangri-La Amex Offer: Get 20% Off Canadian Hotels

A brand new Amex Offer has surfaced that means that you can earn 20% of your whole purchases as a press release credit score by utilizing your American Express playing cards at Shangri-La resorts in Canada till March 31, 2023.

This supply gives you as much as $150 again, which might require you to spend at the very least $750 throughout the supply interval. If you’re eyeing a keep at one of many two Canadian properties in Toronto or Vancouver, be sure you benefit from this 20% low cost supply.

Shangri-La Hotels: 20% Back as a Statement Credit

With this supply, you’ll earn 20% again of your whole buy as a press release credit score at Shangri-La resorts in Canada, as much as a complete of $150, equal to $750 of whole spend.  The whole price in spite of everything taxes and costs are accounted for will depend as the entire buy.

Eligible use circumstances embrace transactions made on the Shangri-La Toronto, Shangri-La Vancouver, or on the Shangri-La Amex website for one in every of these two properties. 

Each time an eligible transaction is made, this supply will probably be triggered, and you’ll count on 20% again within the type of a press release credit score.

The phrases and circumstances state that the assertion credit score will probably be utilized inside 90 days of the supply expiry date, however it’s going to most definitely present up inside a couple of days after the transaction.

This supply expires on March 31, 2023, and there’s no registration cap. 

It’s value noting that the 20% again as a press release credit score technically solely applies to room charges and room prices, however objects resembling present playing cards bought on the entrance desk are just about indistinguishable. Thus, in the event you plan to eat on the resort restaurant(s) or use the spa, you possibly can ask for these purchases to be processed as an everyday resort cost.

We’ve seen this supply popping up throughout a variety of American Express playing cards. If you’re taking part in the sport in two-player mode or extra, be sure you verify every particular person’s playing cards to see whether or not the supply has proven up and register accordingly.

Enhancing Your Stay with Shangri-La Luxury Circle

Prior to March 2021, the American Express Platinum Card had included Shangri-La Jade standing as a part of its advantages. If you had registered for this standing earlier than then, you may discover that your Shangri-La account nonetheless displays your Jade standing as we speak.

Shangri-La Jade comes with each day breakfast for 2, room upgrades, assured room availability when booked at the very least 72 hours previous to arrival, and early check-in, and late check-out of 11am and 4pm, respectively, topic to availability.

If you don’t have Jade standing, and even in the event you do however you want to additional elevate your keep, reserving with Prince of Travel by means of Shangri-La Luxury Circle would entitle you to extra advantages for no extra price.

The Luxury Circle charge is identical as the most effective obtainable versatile charge, which might be larger than pay as you go charges, member charges, company charges, and so forth. that you could be even have entry to.

In this case, you’ll wish to weigh up the financial savings on these charges and the way a lot you worth the advantages of reserving by means of Luxury Circle. 

Scotiabank American Express Cardholders Can Register Too

As we’ve seen on earlier Amex Offers, the supply can also be obtainable for major and supplementary cardholders of the Scotiabank American Express merchandise, together with the Scotiabank Gold American Express Card, the Scotiabank American Express Card, and the Scotiabank Platinum American Express Card.

The registration portal is accessible via this link.

This offers you yet one more avenue to maximizing your financial savings below this promotion by registering and utilizing the Amex Offer on each your Amex- and Scotiabank-issued merchandise.

If you have got a dearer keep on the Shangri-La Toronto or Vancouver lined up, you possibly can register a number of major and supplementary cardholders for the supply and cut up the invoice to maximise the $150 assertion credit.


A brand new Amex Offer permits eligible cardholders to earn 20% again in assertion credit score on any transactions made at Shangri-La resorts in Canada, as much as $150 again. The assertion credit score is supplied as part of the entire spend in spite of everything taxes and costs have been accounted for.

You ought to have at the very least one American Express card focused for this supply, so be sure you verify your entire playing cards to see if the promotion pops up. For these with Scotiabank American Express merchandise, be sure you register via the portal link to multiply your financial savings.

This supply expires on March 31, 2023, so that you’ll wish to plan your stays earlier than then to benefit from this supply.

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AttractionsCanadacanadian rockiesGoing OutNorth AmericaRegionsrockies

Discover the fantastic thing about the Canadian Rockies

Discover the beauty of the Canadian Rockies

Embark on a three-week journey and uncover a few of Canada’s most lovely nationwide parks. Be mesmerised by the untouched wilderness and the picturesque landscapes. Spot distinctive wildlife akin to moose, wolves, beavers and grizzly bears. Meet the pleasant locals, go to quirky cities, and uncover the fascinating tradition. Take an unforgettable journey and immerse your self in pure nature.

Local tip: The finest time to journey is between May and October.

Travel at a relaxed tempo

The finest method to expertise Canada is to journey at a relaxed tempo. Slow down and take within the wondrous atmosphere round you. No have to rush from spotlight to spotlight. By spending two to 4 nights at every vacation spot, you possibly can seize the essence of every particular place.

Experience genuine Canadian hospitality

Along the way in which, keep at charming lodges, boutique motels, ranches, and mattress & breakfasts. Be warmly welcomed by Canadian hosts who look ahead to sharing their data concerning the native space with you. They are very happy to point out you round too – a real spotlight of your journey by Canada.

First cease – Calgary
2 nights

Start your journey within the jap foothills of the Canadian Rockies and discover the colourful metropolis of Calgary. Located in Alberta, this a part of Canada is famend for its annual Stampede rodeo present however has far more to supply. Wander the streets and uncover inexperienced parks, hip neighbourhoods, fascinating museums and an array of improbable eating places. Or really feel like an area and watch a stay sporting occasion!

After a day of exploring this full of life metropolis, calm down at a boutique mattress & breakfast by the Bow River. Located in a newly revamped neighbourhood, which is oozing with murals, avenue artwork, buzzing cafes, boutique shops and far more. Downtown Calgary is inside strolling distance and you can even discover a contact of nature at St. Patrick’s Island. With a galore of issues to do and see, Calgary metropolis is the right place to start out your Canadian journey.

Banff National Park
3 nights

Just an hour and a half drive west of Calgary, you’ll discover a 6,641 sq. kilometre pure wonderland. When you arrive at Banff National Park, you’ll really feel like you might have entered nature’s open-air artwork gallery. Be dazzled by the picture-postcard-perfect Lake Louise or marvel on the flowers in Sunshine Meadows.

An outside fanatic’s paradise

With over 2,500 kilometres of well-maintained and simply accessible trails, there isn’t any scarcity of walks and hikes to overcome. Or select from an assortment of adventurous actions. Go kayaking, mountain climbing, canoeing, fishing and presumably snowboarding! If you’re a hen lover, there are many alternatives to go bird-watching. Keep a watch out for wildlife akin to grizzly bears, caribou and wolves.

Discover one of many world’s lovely most scenic routes

Take a tour with an area information and sit again and calm down as you go by the gorgeous surroundings of the Icefield Parkway. Soak up the sweetness and spot wildlife alongside the way in which, and revel in a picnic within the mountains. Take gorgeous photographs at Bow Lake, one of many largest glacial lakes in Banff National Park, with Crowfoot Glacier within the background.

Stop by Peyto Lake or decrease Waterfowl Lake, an attractive glacial lake close to Mt Chephren, which can be alongside the Icefields Parkway. Then board a six-wheeled car and drive throughout the ice! Feeling adventurous? You may also stroll out on the Glacier Skywalk, a glass ground suspended 280 metres above the Sunwapta Valley with indescribable views.

After a day of journey, spend the evening at an expensive lodge. An perfect place to calm down and meet different travellers from around the globe. Wake as much as a scrumptious home-cooked breakfast, made with love by your hosts. Enjoy your meal on the balcony, overlooking the unforgettable mountainous views and ponder over how you’ll spend your day on this magical a part of the world.

Jasper National Park
3 nights

Be enchanted by the most important nationwide park within the Canadian Rockies. Admire rugged mountains, alpine meadows, glaciers, forests and rivers in Jasper National Park. World-heritage Listed, this pure paradise is residence to the best inhabitants of grizzly bears and moose in all of North America. Here, you can even discover the world-famous Columbia Icefield, 990 kilometres of climbing trails and distinctive ecosystems.

Set within the pristine nature of Jasper National Park, you’ll discover a 700-acre luxurious mountain resort. Nestled by the shores of the dazzling emerald inexperienced lake, Lac Beauvert. It is an enthralling village of cedar chalets and luxurious cabins, all linked by picturesque paths. Immerse your self within the Canadian Rockies, the place you possibly can ski snow-capped peaks, curl up by the hearth with smores, and revel in all the things in between.

Wells Gray Provincial Park
3 nights

Home to black bears, grizzly bears, pumas, lynx, wolves and greater than 200 hen species, Wells Gray Provincial Park is certain to impress! Discover awe-inspiring waterfalls, huge lakes, and vibrant alpine meadows. It is the right vacation spot for an outside fanatic to take pleasure in! Featuring an enormous wilderness of 5415 sq. kilometres, right here you possibly can go kayaking, canoeing, horseback using, climbing and far more.

After an adventurous day of exploring this outside playground, retire to a boutique mattress & breakfast. When you stroll by the entrance door, you’ll really feel proper at residence! Your Canadian hosts like to prepare dinner and put together a scrumptious breakfast, and they’re additionally very happy that will help you plan actions within the space.

3 nights

Approximately 400 kilometres west of Calgary, you’ll discover the historic metropolis of Revelstoke. Be astounded by the white peaks, pristine wetlands, mighty rivers and thriving meadows. Winter or summer season, this outside wonderland has loads of improbable issues to do and see. Whether you like climbing, biking, kayaking or just stress-free, the chic mountain surroundings is mesmerising.

Wander downtown and admire the picturesque streets, artwork galleries and native shops. In {the summertime}, hear out for the music enjoying within the sq. and you should definitely savour one of many native eating places. Many of the eating places in Revelstoke solely use native produce and make all of their menus themselves from scratch.


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After having fun with the full of life vibes in Revelstoke, spend the evening at an award-winning mattress & breakfast. Oozing with sophistication and magnificence, it is a perfect place to make your self really feel at residence. Take a tip within the scorching tub and revel in a freshly cooked breakfast within the morning, made by your pleasant hosts. Savour buttermilk pancakes, eggs benedict, contemporary fruit, frittata and in a single day oats. It’s the right method to begin your day throughout your Canadian journey.

Okanagan Valley
4 nights

Welcome to one of many warmest areas in all of Canada, The Okanagan Valley. An perfect local weather for rising grapes, right here you discover rolling hills lined with fruitful vines, reaching right down to an enormous lake that divides the valley. Indulge in wine tastings, farmer’s markets, and meals & wine festivals. There can be an abundance of outside actions akin to swimming, boating, bike using or climbing to the highest of Giant’s Head Mountain. A go to in autumn is a should as a result of this area is bursting with each shade of pink, yellow and orange.

Sleep between vines

Experience this beautiful wine area by staying in a mattress & breakfast and vineyard. From your personal terrace, you possibly can take within the unbelievable views of the encompassing vineyards, wineries, and the Naramata countryside. Within the realm, you possibly can go climbing or mountain biking alongside the well-known Kettle Valley Rail Train. Or when you choose, hop on a tube and float on prime of the Lake Okanagan Channel. At evening beneath the celebrities, take pleasure in tales by the bonfire with a glass of wine.

Waterton Lakes National Park
5 nights

Boasting an assortment of outside actions and adventures, Waterton Lakes National Park is famend for its gorgeous lakes. Visit the charming city of Waterton Park, go climbing, or take a ship tour by the distant and untouched wilderness.

Enjoy world-class Canadian hospitality at a nine-acre resort, and the right base to find the encompassing space. The property includes a prestigious golf course, two outside scorching tubs, a seasonal heated pool and health amenities. And naturally, you’re surrounded by infinite nature and one-of-a-kind views.

The Southern Rockies

As you close to the tip of your journey, the fantastic thing about Canada will little question proceed to shock you. The Southern Rockies is made up of 5 nationwide parks and every park options its personal distinctive traits and points of interest.

Discover Banff National Park, Jasper National Park, Kootenay National Park, Yoho National Park and Waterton Lakes National Park. Interspersed all through this area are some improbable cities so as to add to your itinerary as properly. All ready to be explored, the probabilities are infinite.

Andrew Morten is the Founder of Little America. Little America creates bespoke, tailor-made journeys to the United States and Canada.

If you want to be a visitor blogger on A Luxury Travel Blog so as to elevate your profile, please contact us.

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Canadian Businesses Can Charge Fees on Credit Card Payments

Canadian Businesses Can Charge Fees on Credit Card Payments

As of as we speak, Canadian companies are allowed to cost bank card charges on purchases.

For shoppers and companies, this transformation is certain to ship shockwaves by means of our spending habits, to not point out the bank card rewards house.

Let’s discover the ramifications of this dramatic information.

Canadian Businesses Can Charge Credit Card Fees

Starting as we speak, Canadian companies can levy a surcharge for accepting bank card funds. This price would then be paid by prospects who select to make use of a bank card to make their buy.

For the previous 30 years, this wasn’t allowed. There’s truly no Canadian federal laws stopping this; as an alternative, it was a rule put in place by Visa and Mastercard as a part of the service provider settlement that they’ve with companies who resolve to simply accept bank cards.

This coverage has been useful for bank card firms, because it incentivizes shoppers to make use of their playing cards on a stage taking part in discipline with money costs for items and companies. As a outcome, bank card firms make cash from companies, and companies make cash from elevated gross sales as prospects benefit from the comfort of cashless funds.

This change is a part of the settlement of a class-action lawsuit introduced by companies towards Visa and Mastercard, alleging that the prices imposed on retailers to simply accept bank cards have been punitively excessive.

Businesses launched a class-action lawsuit towards Visa and Mastercard over excessive charges

Going ahead, Mastercard has modified their merchant agreement to permit companies to levy a surcharge on prospects as much as 2.4% or the bank card processing price, whichever is decrease. Consumers utilizing debit and pay as you go Mastercards are nonetheless shielded from having a surcharge imposed.

Visa has but to verify their precise insurance policies, however I’d guess that they’ll align carefully with Mastercard. American Express just isn’t a part of the choice within the class-action settlement, they usually are likely to do issues a bit otherwise anyway, so it’ll be attention-grabbing to see how they reply.

Meanwhile, the Canadian authorities has additionally been exploring laws that would cut back interchange charges. No motion has been taken but, and discussions have been stagnant by means of the pandemic.

How Do Credit Card Payments Work?

Consumer credit score is issued by accredited lenders, together with American Express, BMO, CIBC, RBC, Scotiabank, and TD. With the exception of pay as you go playing cards, it’s important to apply to get a bank card, which helps you to spend cash that you simply don’t (but) have.

Merchants have to be arrange with a fee processor, corresponding to Moneris, Global Payments, Stripe, or Square, who present the {hardware} and software program to simply accept bank card funds. They additionally present service provider accounts, the place cash from prospects is acquired and held earlier than being despatched to a enterprise checking account.

Visa, Mastercard, and American Express function fee networks, which is the infrastructure that permits cash to vary arms within the credit score system. You can consider this because the bridge between the buyer and the enterprise.

At each step alongside the way in which, a 3rd celebration is offering a service, they usually’re all taking a reduce of the transaction:

  • Credit issuers make cash from the buyer on annual charges, curiosity prices, and different banking merchandise (investments, mortgages, and so on.) that they’ll promote by having a cardholder embedded of their system.
  • Payment processors make cash from the enterprise by charging for his or her {hardware} and repair charges, which can be a flat price, a proportion of every transaction, or a bundle deal of any type.
  • Payment networks make cash from the interchange price, which is a proportion of the transaction paid from the service provider’s financial institution to the shopper’s financial institution. Networks take a small reduce because the intermediary facilitating the transaction, whereas the majority of the price goes upstream to the issuing financial institution appearing because the lender.

The Relationship Between Credit Card Fees and Rewards

While there are numerous components that affect bank card rewards, it’s generally understood that the interchange price is an important driver of incomes charges for cardholders. High interchange charges imply extra money to the bank card issuer, which suggests they’ll return extra worth to the cardholder within the type of rewards on spending.

High interchange charges enable bank card issuers to reward cardholders

In reality, the one jurisdictions on this planet with significant bank card rewards are the United States and Canada. By no coincidence, we’re the one two international locations with excessive interchange charges within the realm of 1.5%, whereas the remainder of the world is mostly underneath 0.5%.

Each community units interchange charges based mostly on components corresponding to service provider class and card tier. For instance, rewards on grocery shops are universally excessive as a result of interchange charges for retailers categorized as grocery shops are greater.

This is clearly nice for shoppers, as we have now plenty of alternative over which card we use at which retailer, and the best interchange and rewards are usually discovered at shops that make up the majority of our each day spending.

It’s additionally no shock why Amex has the most effective rewards within the trade. They’ve cultivated an identification as a high-end, consumer-friendly model, with a fame for charging greater interchange charges to companies, who typically reply by merely refusing to simply accept Amex funds.

To stability shopper incentives with the pursuits of companies, the networks additionally set a most complete interchange price, which issuers should adhere to. This is why Visa Infinite and World Elite Mastercard merchandise have earnings necessities: as a lot as banks would like to have each cardholder paying excessive annual charges, they want a technique to restrict the variety of playing cards in circulation with excessive interchange charges.

What’s the Impact for Consumers and Businesses?

During the pandemic, we’ve seen a shift within the path of a cashless society. Through that change, companies have shined a highlight on the charges that they’re charged to simply accept bank card funds.

By charging a price for the privilege of utilizing a bank card, companies can switch among the prices of accepting bank cards onto the buyer.

On the floor, this transformation strikes the needle in a pro-business, anti-consumer path. While that is unquestionably true, it’s not fairly crystal clear that companies will truly profit, or if shoppers will cease utilizing bank cards.

Will bank card fee charges shift shoppers in the direction of paying with money?

First, the prices of accepting bank cards are already priced in. Many companies have raised their costs through the years to account for the prices of processing bank cards, they usually don’t essentially have to levy a surcharge to make the economics work – the system has already discovered equilibrium.

If something, the pricing-in of bank card charges solely serves to harm individuals who pay money: they pay a better worth than they’d in any other case, with out reaping any bank card rewards. In the grand scheme of issues, bank card charges serve to widen the wealth hole between those that can and might’t be permitted for bank cards.

In the present inflationary local weather, I’d be involved that companies will tack on a bank card surcharge, regardless of the prices of the system already being accounted for of their pricing. After all, I don’t anticipate to see sticker costs coming all the way down to offset surcharges.

As a outcome, I’m not satisfied that buyers will profit from a brand new system of surcharges, whether or not paying with credit score or money.

That being mentioned, I’m unsure most companies will even profit from including a surcharge. Just as a result of they’ll, doesn’t imply they may.

Such a blatantly anti-consumer coverage is certain to ruffle some feathers, particularly with tensions operating excessive as the price of residing skyrockets.

Consumers vote with their wallets, and lots of might merely select to not patronize institutions that levy a bank card surcharge. Small- and medium-sized companies might danger placing themselves at a aggressive drawback by imposing a price on prospects.

Unfortunately, giant firms are greatest poised to learn. Monopoly industries, corresponding to telecommunications and airways, can get away with bank card charges with out their enterprise struggling.

Indeed, Telus has already fired the primary shot, charging prospects a price of 1.5% on all bank card funds.

This change strikes me as excessively favouring giant companies, who have already got a bonus by having the ability to negotiate their very own interchange charges anyway. Payment networks usually cost a decrease proportion to their companions who do monumental volumes of transactions.

Additionally, it’s price noting that companies in Quebec aren’t legally allowed so as to add any surcharges to the sticker worth, except for gross sales tax. Whether in Quebec or the remainder of Canada, I can’t see many companies having an urge for food to juggle a number of costs per product.

Also, whereas there are definitely prices to take care of the expertise that permits bank card funds, many individuals overlook the prices of a money system. With a better danger of theft and added burden of bookkeeping, the time, cash, and coaching required to make sure safe cash-handling procedures can simply outpace the worth and comfort of digital funds.

Because these hidden prices of money don’t present up on a stability sheet, many short-sighted enterprise house owners are oblivious to the advantages of accepting bank cards.

I’ll proceed utilizing bank cards, as shoppers can nonetheless profit immensely. As merchandise, bank cards don’t simply provide rewards; additionally they provide issues like fraud safety and chargebacks, which you don’t get with different strategies of fee. As lengthy as these distinctive advantages proceed, bank card charges are greater than only a money seize by fee networks and banks.

What’s the Impact on Credit Card Rewards and Fees?

In spite of the potential for bank card surcharges, interchange stays unchanged. This signifies that, not less than for now, bank card issuers don’t have any motive to scale back their rewards charges, or to extend their charges for cardholders.

Credit card utilization might take a short-term dip – it definitely gained’t enhance because of the potential for greater prices for shoppers. For banks, with interchange representing a higher revenue centre than curiosity, they might search for new methods to incentivize shoppers to make use of bank cards continuously and for giant purchases.

As a best-case state of affairs, we may even see greater signup bonuses, or even perhaps greater earn charges on each day spending, as bank card issuers compete with one another extra aggressively for a smaller market of cardholders.

Will bank card issuers enhance welcome bonuses or incomes charges to entice cardholders to maintain spending?

However, it’s additionally potential that we transfer in the direction of a long-term equilibrium the place bank cards take a again seat. If bank card acceptance falls out of favour with companies, fee networks might have to scale back interchange charges to lure retailers again in.

Of course, this might have the ripple impact of lowering rewards for cardholders. This may ultimately result in a system just like the European Union, the place prices to enterprise are low and rewards to shoppers are low, or it’d find yourself a step additional like in Australia, the place bank card tradition isn’t actually a factor.

Meanwhile, banks in low-interchange jurisdictions make up for this on their stability sheets with excessive rates of interest. So when you’ve been feeling responsible about transferring wealth from the underbanked, cash-paying of us to your creditworthy self through greater costs and better rewards, relaxation assured that the intermediary will at all times discover a technique to take its reduce.

Most probably, although, as prices are merely being shuffled from the enterprise to the buyer, I don’t suppose a lot will change with respect to rewards, not less than not until the federal authorities introduces laws to scale back interchange charges.


With Canadian companies being allowed to impose surcharges on bank card funds, the pendulum on the bank card system is transferring in a decisively anti-consumer, pro-business path.

Regardless of how you’re feeling in regards to the relationship between interchange and rewards, it’s onerous to disclaim that bank card funds are inefficient. Value for companies and shoppers alike is being misplaced as “friction” to middlemen, particularly credit score issuers and fee networks.

Unfortunately, I’m involved that bank card surcharges are the unsuitable resolution. Instead of enhancing effectivity for the good thing about each events to a transaction, the prices of the system are merely being shifted round.

I’m not satisfied that it will profit companies or shoppers on stability. We’re opening up the opportunity of greater costs and fewer alternative, all whereas fanning the flames of an economic system on edge and a widening wealth hole.

Hopefully the consequences will likely be minimal, and the decision-makers in our society will pull simpler levers to handle any systemic deficiencies. With such unprecedented modifications after so many many years of the established order, it’s anybody’s guess how companies, shoppers, bank card issuers, and legislators will reply subsequent.

Until then, savvy shoppers like you must proceed to reap the advantages of the bank card trade to the most effective of your means. I’m optimistic that we’ll proceed to realize extra through the use of bank cards than the extra prices we might face.

Finally, these potential modifications are additionally a sobering reminder that bank card rewards are merely a software within the toolbox in the direction of aspirational journey, and it’s important to stay adaptable and artistic as techniques change exterior of our management.

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